What types of financial aid are available at
West Kentucky Community & Technical College?

FEDERAL PELL GRANT

A federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded only to undergraduate students who have not received a bachelor's or professional degree. (A professional degree would include a degree in a field such as medicine, law, or dentistry.) For many students, Pell Grants provide a foundation of financial aid to which other aid may be added.

How do I qualify?

To determine if you're eligible financially, the U.S. Department of Education uses a standard formula, established by Congress, to evaluate the information you report when you apply. The formula produces an Expected Family Contribution (EFC) number. Your Student Aid Report (SAR) contains the number and will tell you if you're eligible.

FEDERAL SUPPLEMENT EDUCATIONAL OPPORTUNITY GRANT (FSEOG)

A Federal Supplemental Educational Opportunity Grant (FSEOG) is for undergraduates with exceptional financial need. Students with the lowest Expected Family Contribution (EFC) are given priority. A FSEOG doesn't have to be paid back.

What's the difference between the FSEOG and the Federal Pell Grant?

The U.S. Department of Education guarantees that each participating school will receive enough money to pay the Federal Pell Grants of its students. There's no guarantee every eligible student will be able to receive a FSEOG; students at West Kentucky Community & Technical College will be awarded a FSEOG based on the availability of funds.

FEDERAL WORK-STUDY (FWS)

The Federal Work-Study Program provides jobs for students with financial need, allowing them to earn money to help pay educational expenses. The program encourages community service work and work related to your course of study whenever possible.

How much can I earn?

The College will process your Federal College Work-Study eligibility and present it to you in a Financial Aid Package. Your Federal Work-Study wages will be at least the current federal minimum wage. Your total Federal Work-Study award depends on when you apply, your level of need, and the FCWS Program funding level for the Current Academic Year.

Are the Federal Work-Study jobs on campus or off campus?

Most FWS jobs are on the College's campus, but there is a possibility that some FWS jobs will be located in a private nonprofit organization or public agency, and the work performed would be off campus and in the public interest.

How am I paid?

The amount you earn can't exceed your total Federal Work-Study award as calculated in your Financial Aid Package. The College will consider your class schedule and other personal obligations when assigning work hours. FWS wages are paid two weeks in arrears on the 15th and the 30th of each month. You may participate in FWS as long as you maintain Satisfactory Academic Progress and meet all other FWS eligibility requirements.

COLLEGE ACCESS PROGRAM (CAP)

The College Access Program (CAP) provides grants to Kentucky's financially needy undergraduate students to attend eligible programs at the College. CAP Grants are awarded to Kentucky residents enrolled for at least six semester hours (half time). To qualify for a CAP Grant, the total Expected Family Contribution (EFC) toward the student's educational expenses can't exceed $4,041.

The information from the FAFSA is automatically submitted to the Kentucky Higher Education Assistance Authority (KHEAA) for consideration of eligibility for the College Access Grant (CAP) or other KHEAA programs.

FINANCIAL AID PACKAGE

How will I be paid?

The College will process your financial aid and present it to you in a Financial Aid Package. Your financial aid package will explain the amount of Pell Grant and other financial aid funding you are eligible to receive for the Academic Year. The Pell Grant will be paid at least once per term (semester) as long as you maintain satisfactory academic progress.